#PROAGING: Republican Budget Realigns Medicare But Ignores Long-Term Care

The dollars needed for Health Care rise faster than inflationThe macro-economics of aging over the next 40 years do not look great: the first Baby Boomers reached the age of Social-Security eligibility 15 months ago, but the crest of this so-called ‘Silver Tsunami’ will not come until about 2030. It will not recede for another couple of decades. The issue is not the number of people so much as the economy’s ability/preparation to deal with the number. According to the Employee Benefit Research Institute, “The baseline 2010 Retirement Readiness Rating™ finds that nearly one-half (47.2 percent) of the oldest cohort (Early Baby Boomers) are simulated to be “at risk” of not having sufficient retirement resources to pay for “basic” retirement expenditures and uninsured health care costs. The percentage “at risk” drops for the Late Boomers (to 43.7 percent) but then increases slightly for Generation Xers to 44.5 percent.”

The combination of retiring Boomers with lengthening life expectancies with a general political trend to cut taxes for all while reducing services only to the poor has meant that the costs of long-term care are growing, while the will to adjust expectations or fund federal programs is shrinking. The FY2013 budget proposed by Senators Rand Paul (R-Kentucky), Jim DeMint (R-South Carolina), and Mike Lee (R-Utah) earlier this month has not much quelled fears of how Medicare will deal with the spread between long-living retired  Boomers and the costs they will impose on an already stressed healthcare ‘system’.

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#PROAGING: Technology Improves Exercise of Body And Brain

Exergaming improves physical and mental fitness - Photo from TheAtlantic.comLast week we introduced an AARP report encouraging the development of ‘Technology for All,’ namely, technology that includes the interests, expectations, and needs of Baby Boomers. Here is an example of how technology makes a common exercise machine that much more interesting and beneficial: a computer screen offering a virtual tour for a stationary biker.

Hans Villarica of TheAtlantic.com presented a report found in The American Journal of Preventative Medicine that brings computer screens and visual stimuli to recumbent bikers in elder-care homes. The experiment was to encourage exercise among residents on incumbent bikes – some used bikes with screens that monitored their effort and presented a ‘tour’ while others simply rode the bikes for the same amount of time.

Not surprisingly, those who got a tour on what the study calls ‘exergaming’ found the experience of exercising more pleasurable. But the long-term study also showed added cognitive benefits of having the tour inspire/follow the exercisers who had the computer addition. As Hans summarizes the study’s medical/statistical conclusion: “Even though there was no difference in exercise frequency, intensity, or duration between the two groups, the cybercycle riders had significantly better executive function than those who used a plain stationary bike. They also experienced a 23 percent reduction in progression to dementia compared to the control group.”

The addition is simple, the technology is not expensive, and the user gets physical, mental, and emotional benefits. What’s not to like?

 

#PROAGING: AARP Explores Benefits & Challenges of ‘Technology For All’

Technology and social media enrich the experience of retirementWith much fanfare, the first babyboomers moved into the official era of retirement last year as they celebrated 65 years of life. They were the first ripples of a ‘Silver Tsunami’ of Boomer retirees who will bring changes to entertainment, to Social Security, medical services, to retirement life. The American Association of Retired Persons (AARP) released a report calling on entrepreneurs, developers, and service providers to take on the challenges of bringing the myriad technologies (some of which were built by the Boomers) to everyone – including those over 50 who want to use those technologies but might need them modified. Is your organization developing its strategy for the near future?

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#ProAging: Spending Time With Grandparents This Holiday

Looking for a way to spend time with your (grand)parents this holiday season, whether you are seated in the same room or across the continent? The folks at DoSomething.org are launching a new program for this holiday season: ‘Grandparents Gone Wired‘. The program is designed to encourage (grand)children to spend time with their elder family members by helping their (grand)parents get settled into a Facebook account or by setting up video chat via Skype.

The program has the added benefit of encouraging a little face-to-face-in-the-same-space time during the holiday season as you negotiate the accounts and tinker with the hardware together. Registration via email or mobile phone is all it takes, and DoSomething promises to start sharing ideas and stories beginning today (the program runs through the 30th). Participants with the best advice enjoy the opportunity to win a new iPad, iTunes Gift Cards, and even a $500 academic scholarship.

Though the pitch is clearly thrown toward teens and their grandparents, the program could be just as helpful for adults wanting to connect technologically with their parents. I have registered and will report on the first few notices. True, the use of social-networking platforms by older Americans has exploded in the last couple of years, but everyone can use some help honing skills or learning new tricks.

We’ll share some of our ideas and experiences at DoSomething, and we hope you do too. And we hope you will share them here as well. We’ll certainly share them over the next couple of weeks.

 

 

#ProAging: SM Savvy Encourages Cross-Generational Connection

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With Thanksgiving a mere 36+ hours away (30 of which might be spent in a ticket line or sitting on a runway or hoping the traffic finally gets moving), we are all thinking about re-connecting to family and old friends. That we do so via social networking platforms has become the assumption among the Millennials and the Gen-Xers, whether in the holiday season or not. The social networking demands of these generations encourage them to keep up with the latest technologies as well – not a bad thing for the economy.

What happens to the previous-generation phones and laptops as younger Americans buy the latest-and-greatest? One thing that happens to them is they become ‘hand-me-ups’.

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#Health: Study Shows Advantages Of Conversation No One Wants

Remember Obama’s Death Panels? No, they didn’t exist. But like ‘cooties,’ the scared and the immature just kept repeating that they were waiting to snatch us up. What the Healthcare Reform Bill wanted to institute was the opportunity – nay, the expectation – for families to have regular consultations with their doctors about end-of-life/palliative care that would per force be covered by insurance.

Healthcare Reform became law in the early days of 2010, and we have been litigating it ever since – and no one has found any mention of a death panel. But even requiring insurance companies to pay doctors for these end-of-life consultations has proven to be a political hot potato – even though evidence of their efficacy is mounting.

A report from a group of oncologists from Sweden is the latest study to show the benefits of having a frank discussion about what treatments are working, what are not working, and what options/opportunities the patient has. The abstract of the report, published in the Journal of Clinical Oncology, can be found here (a subscription to the Journal is required to read the full report).

Fortunately, Paula Span of The New York Times discusses the full report and talks with Dr. Gunilla Lundquist, a palliative care specialist at Umea University and lead author of the study. One of the hard truths of the report is that about 70% of people who have that tough conversation about their terminal conditions die at home and among loved ones, in contrast to under 40% who do not have that conversation yet do not die in a hospital.

Paula Span also steps into the cultural and political difficulties of getting such a study done in the US, or even discussing the Swedish report. Instead, we’ll invoke the Bogie Panel to ensure our freedom from everything, except fear.

 

#ProAging: Mandated Cuts In Medicare Stifle Expansion Plans

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This past October 1st, the Centers for Medicare and Medicaid Services (CMS) put into effect new regulations concerning the payment or reimbursement of services to skilled nursing facilities and certain types of housing for older Americans. The reductions in payments were targeted at 3-4%. As the regulations were being finalized late this summer, we posted reactions from many facilities saying they would have to cut staff and/or services to comply with the ruling.

How are the cuts now playing out in the planning of elder care in America?

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#Aging: iPad’s Technology Can Draw Out Memories And Skills For Elderly

One stereotype of the elderly and long retired is that they fear new technology. Yet many of the GI Generation and Silent Generation were, in fact, the ones who started the phenomenal research and development in the middle of the twentieth century that give us our hybrid cars and smart phones today. A recent report from the McClatchy-Tribune Information Services demonstrates how the caregivers of these generations are discovering how quickly and happily their clients and patients are responding to the latest mobile technology, the iPad.

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#Aging: Study Shows Americans Optimistic and Unprepared For Retirement (Part 1 of 2)

Snapshot of NPR/Harvard Health Survey about perceptions of happiness in retirement

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Over the last few days, National Public Radio (NPR) has been presenting the findings of an in-depth survey and study of how recent retirees and soon-to-be retirees (those over 50) view retirement. The report was conducted by NPR, the Robert Woods Johnson Foundation and the Harvard School of Public Health.

The findings show a general optimism about retirement, though that general optimism is dampened by the credit crisis of the last three years. Yet that optimism is strongest among those who have not yet actually retired. Among the retirees themselves, optimism has been checked by the harsh realities of decimated IRAs, a credit crunch, and unexpected health issues.

What seems to be the state of retirement in the new millennium? The issue may be not that the state of retirement is so bad, but that expectations are strikingly high.

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#Aging: Small Ailments, Left Unchecked, Can Lead To Big Concerns

Older Couple Power-WalkingMost (post-)industrial western societies tend to see aging as a decline from the creativity and energy of young adulthood. The experiences and wisdom of longer life tend to be downplayed against the physical changes wrought by age. But older people tend to know better: they want the young to appreciate that the teens and early twenties are the difficult years, whereas the engaged peace of being over 50 is really where the action is.

That said, those moving beyond 50 can not – and do not – deny changes in the body that must be dealt with: quicker fatigue, joint and tooth aches, changes in eyesight and/or hearing… The AARP’s website is reporting a new study at Neurology.org that links the ongoing and unresolved physical discomforts help increase the likelihood of the onset of dementia as well.

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#Aging: Caregiving For Parents So Common Most Do Not Report It

Care for an elderly womanCaregiving among younger people as their Boomer parents move toward retirement is so common that they do not even consider it caregiving. The American Association of Retired Persons (AARP) considers any fairly regular activity, like taking a parent to the doctor or over-the-counter testing for blood sugars, as part of their ‘Caregiver’ category, though the person giving the care rarely notes such activity in surveys or tax forms.

But what is also happening, according to research by the AARP, is that many children in their middle age are giving fairly advanced care without the training required to do things like taking care of catheters or monitoring medications. What might this kind of off-the-books care mean for those giving it?

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#Aging: Social Networks Bring The World To Seniors

Elderly Woman With A LaptopThe phenomenal growth of social network sites over the last decade or so is beyond repute. But for most of those years the growth came from those of Generation X (late 20s through 40s) and Millennials (born after about 1975) – both of whose members helped build as well as use the technologies of the internet, mobile devices and social networks.

But in recent years, the biggest movers in terms of usage are from the so-called ‘GI-Generation’ – those over 73. According to a recent report from the Pew Internet and American Life Project,

The fastest rate of growth was seen among the oldest generation of internet users, as the  percentage of adults age 74 and older who use social network sites quadrupled from 4% in December  2008 to 16% in May 2010. Use of these services for all online adults in this time period increased from  35% to 61% over that same time period. (p.16; the entire report can be read here.)

What are they doing with their online time?

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Resources For Issues Concerning Older Americans

Online planning for elder careNumerous resources are available online and in print for information about elder care, aging, homes for older Americans, etc. We would like simply to touch on a few that we think are quite valuable, and which we hope you will as well. We would love to hear from you if you have some favorites that are not yet on our radar as well.

We begin with a few online networks, blogs, and resources. The first is the LifeSpan Network based in Columbia, Maryland. The network consists of over 300 affiliated organizations, nursing homes, and health-care providers in the Maryland/DC/Northern Virginia region. The website offers information on products and services (including reviews), a jobs-posting page focusing on work in the health/elder-care economy, and on numerous conferences and events as well. The network has its own annual conference coming up this October 30 – November 2 in Ocean City, MD, for those who want to hear directly from the good people who are a part of it.

But wait, there’s more.

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#Aging: Likely Further Medicare Cuts Hurt Stocks Of Numerous Care Companies

Care for an elderly womanWhile the ‘compromise’ over the debt ceiling was being shouted over, many analysts noted that the world’s stock markets were, at most, simply unnerved. They were not panicked because investors were confident that some kind of deal would be found and default was not really going to happen. What kind of deal drawn up to avoid the default was less important to them than that a deal would be done.

Yet, rather more quietly behind the overall market indexes most of us pay attention to, stocks for nursing-home companies and their service providers have taken a real hit over the last week. What has spooked investors in elder-care services, if the default has been avoided and Medicare was not expressly cut by the deal?

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$450 Billion in Unpaid Care Another Likely Drag On Economy

A Family Arranging Its Medical BudgetWithout getting into the biological, religious, sociological… arguments of ‘why’, the fact is all human societies encourage, expect, even need families to support each other in ways that might appear contrary to self-interest. Parents want to keep their kids in school into their early 20s, for example, even though their counterparts a century often sent their children to work by their early teens – thus bringing much needed income to the family unit.

Eileen Connelly of The Associated Press reports that the economic burden nowadays lies much more at the latter stages of life than at the early stages. According to the American Association of Retired Persons (AARP), some $450 billion in ‘free’ health care is being given by family members of the chronically ill and/or elderly. The numbers have bloomed by some 20% since the Stock Market/Banking self-destruction of 2007. How might the trend develop over the next few years?

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